Degiro performance: your real return
What your money earned with Degiro once deposits, fees, dividends and exchange rates are counted.
Why the Degiro number doesn't add up
Profit without context
€1,000 of profit is a great result on €5,000 and a poor one on €100,000 invested over ten years. A profit and loss figure looks the same in both cases.
Deposits change the picture
If you add money every month, the timing of each deposit moves the result. A time-weighted return removes that effect and shows how your investments did.
Time-weighted return and net return
How well did my investments do? The time-weighted return answers that. It ignores when and how much you deposited, so you can compare it with an index or a fund.
How much money did I make? The net return answers that, in money, after every deposit, withdrawal, dividend and fee.
Did you beat the index?
Once your Degiro trades are in, put your return next to the S&P 500, MSCI World or gold over the same period, and see whether picking your own investments paid off.
Import from Degiro in a few minutes
- Log in to Degiro on the web and open Activity from the menu.
- Open the Transactions tab. The Account statement has no trade details, so it won't work.
- Set the dates to cover everything you want to import, click Export and choose CSV.
- Upload Transactions.csv to your portfolio in Stonksfolio and review the trades before they are saved.
Each step is explained in more detail in Degiro export transactions and the Degiro import guide.
Questions
How do I see my real return on Degiro?
Import your Degiro history into Stonksfolio. It works out the time-weighted return, the net return in money and the effect of exchange rates from your trades and payments.
What is a time-weighted return?
A return that removes the effect of deposits and withdrawals. It shows how your investments did, regardless of when you added money, so you can compare it with an index or a fund.
Why is my return in Degiro different from Stonksfolio's?
A broker usually compares what your holdings are worth with what you paid for them. That mixes in the timing of your deposits and leaves out positions you have sold and dividends paid out as cash.
Can I compare Degiro with my other brokers?
Yes. Each broker can be its own portfolio, and the aggregated view on the Pro plan adds them up into one total and one return.
See what your Degiro portfolio really earned
It's free to start and you don't need a credit card.